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What States Can Get Free Credit Reports?

Ravi's picture

One of the frequent questions about credit repair is about what states can get free credit reports. Indeed, a credit report is one of the more important tools you can use to get your credit repair strategy together. Without that information, you can certainly be staying in a catch-up position concerning your credit.

Free or discounted credit report in some states

Now, while there is more than one way to get a free credit report, and even to do so online, there’s certainly no reason to keep reading about more advice if your state is already assisting you into obtaining this important resource for credit repair. So, without further ado, here are the states which have free credit report laws or that only require you to pay a very small fee to get it – in alphabetical order – Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey, Puerto Rico and Vermont. California, Minnesota, Montana and Virgin Islands also have really cheap prices for credit reports and you should look no further if you live in those states.

Three credit bureaus to remember

Equifax, Experian and TransUnion are the three main credit bureaus from which you should always order your credit reports. Good luck with your credit repair!

By: 
Lisa Stacey