5 Things That Boost Your Credit Score

credit repair to a better credit scoreCredit score is more than just a number. A bad credit score can be detrimental to your financial well-being. It can cost you a credit card, auto loan, and even a job. That is why it is crucial to have an impressive credit score.

If you are looking to improve your credit score, here are five things you should do:

Active accounts

Keep your open accounts current.  Your credit score indicates how well you have handled your accounts. If you have closed accounts or no accounts at all, you will lose points. Therefore, it is vital to add active accounts to your credit report in order to improve your credit score.

Bill payment

Make sure to pay all your bills on time. Whether it is credit card or house rent payment, avoid making late payments.  Your credit score will improve significantly with timely payments.  Every payment made on time will improve your financial history and added to your report.

Credit report

Review your credit report and dispute errors. It is important to order reports from all three agencies. You can get a one free credit report copy from each of the credit bureaus. 

Check your credit report carefully. Give utmost attention to your financial information. Inform the respective bureau immediately in case of finding incorrect or inaccurate information.


Usually, people borrow money to strengthen their credit score. Don’t make this mistake. When you borrow funds, you need to pay interest.  Instead of borrowing money that you can’t afford to repay, make monthly credit payments to boost your score.

Different accounts

Maintain different types of credit accounts. In other words, you should have both installment loans and credit cards on your credit history. However, do not take on excessive loans to increase your credit score. Apply for new accounts when you need them.

In addition, make an effort to reduce your debt balances. Always keep your balances low to have a better credit score. Strive to keep your debt balances less than 10% of your credit score.

Increasing credit score takes time. Select your credit score repair strategies wisely. Execute what works for you personally, and stick to it.

For more tips on increasing your credit score, click here. We offer easy credit repair tips and strategies that anyone can follow. Tried and tested, these credit repair tricks are absolutely free.

Ravi Singh

Article Source: http://quickcreditrepair.com/credit-repair/5-things-boost-your-credit-score-692

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